We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

www.ashi.com    www.state.nj.us/lps/ca/pels/inspectors.htm

All Wright Home Inspections, Inc. Glenn Woertz
P.O. Box 1164, Alpine, New Jersey 07620
201-767-6619   cell 201-647-9026

CE Home Inspectors, LLC, Carlos Ceballos
P.O. Box 110, Cresskill, NJ 07626 
201-266-6961  cell  201-417-7440   cehomeinspections@gmail.com

Guardian Home Inspectors, Sean Campbell
26 Madison Avenue, Cresskill, New Jersey 07626
800-468-7744   201-568-2783  

Home Diagnostic Inspectors, Inc.  George White 
603 Highland Avenue, Little Falls, New Jersey 07424
973-233-0777  

Indago Inspections, LLC.  Jim Leedham
24 Mountain Avenue, Hawthorne, New Jersey 07506
973-885-6236      jim@indigoinspections.com

Prime Choice Home Inspections, Corp., Sung Young (Shawn) Lee 
200 Grant Street, Haworth, New Jersey 07641
201-384-3320 

Pro Active Home Inspections, LLC.,  Jeff DeSimone
7 North Bayard Lane, Mahwah, New Jersey 07430
201-424-1566 

Regional Home Inspections, LLC., John L. Estes 
403 Gregory Avenue, Weehawken, New Jersey 07086
201-954-9894     reghome@optonline.net

Shupenko Engineering, Inc., Anthony Shupenko, Jr., PE 
2 Garden Court North, Garfield, New Jersey 07026
973-478-1418   info@shupenkoengineering.com
www.shupenkoengineering.com

TeamWorks, Paul Lang
297 Myrtle Ave, New Milford, New Jersey 07646
888-262-4928    201-262-4928

The Home Team Inspection Service, Craig Sharf
38 Dana Place, Closter, New Jersey 07624
201-767-2070 

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

1st Constitution Bancorp.,  John Bryan
180 Main Street, Fort Lee, New Jersey 07024
201-944-9300  cell 201-321-8998   jbryan@1stconstitution.com

Guaranteed Home Mortgage Co, Inc., Felix Lemeshev 
108 Corporate Park Drive, Suite 301, White Plains, New York 10604 
646-527-2924   cell 305-788-9677

GuardHill Financial Corp. Ron Miller 
950 Third Avenue, 24th Floor, New York, NY 10022 
646.519.7535  cell 917-887-6703  fax 917-591-9377 rmiller@guardhill.com

Hamilton Capital LLC,  Edward Park
135A Main Street, Hackensack, New Jersey 07601
201-343-6640  cell 201-658-6166  fax 201-343-6641 epark@hamiltoncapitalllc.com

Hudson City Savings Bank , Sal J. Aparo
West 80 Century Road, Paramus, New Jersey 07652
888-967-1601  cell 201-681-5507  fax 201-967-9510 SalAparo@mac.com

Livingston Mortgage,  Mrs. Young Ok Uhm 
460 Bergen Blvd., Suite 306, Palisades Park, New Jersey 07650
201-346-1222  fax 201-346-1364 info@livingstonmortgage.com

NJ Lenders Corp. , Steven Grossman
P.O. Box 427, 219 Paterson Ave., Little Falls, New Jersey 07424
1-800-908-0005 Ext.7102   fax 973-812-4769 steve@njlenders.com

American Mortgage, Shawn Miller 
142 S. Livingston Ave., Suite 5, Livingston, New Jersey 07039 
201-4740468   cell 201-446-0393     fax 201-225-0016   sm@americanmortgage-usa.com

Tuthill Finance of NJ, Irina Levsky
1617 Parker Avenue, Suite1, Fort Lee, New Jersey 07024
201-947-0232 Ext. 108   fax 201-947-5338

Two River Mortgage & Investment, Brian Benjamin*
157 Broad Street, Suite 312, Red Bank, New Jersey 07701
201-461-9010  732-345-5000   fax 732-345-5049 brian@tworivermortgage.com

Wells Fargo Home Mortgage,  Wei Zhao   NMLS#58743
600 Alexander Road, Princeton, New Jersey 08540 
609-750-5420  cell  732-586-8318    fax 866-850-0955   wei.zhao@wellsfargo.com
www.wfhm.com/wei-zhao

We provide this list of names as a convenience to our clients and customers. The Chen Agency does not endorse and cannot guarantee the services of any individual or company. You are encouraged to independently verify the qualifications of any individual or company that you engage.

Alarm Service/Phones/Computer Wiring

Alarm, Lock & Safe
195 Livingston Street
Northvale, NJ 07647
201-767-6767

Appliances

All American Appliance Service (Repair)
201-265-9696

A&E Factory Service (Repair)
800-771-3029

Reno's Appliance
235 McLean Boulevard
Paterson, NJ 07504
866-887-3667   973-247-1860

Art/Framing/Posters

Morantz S. Galleries, Inc.
608 Anderson Ave
Cliffside Park, NJ 07010
201-943-8900

Bathroom Fixtures/Kitchen Fixtures

Ferguson Plumbing Supply
444 Livingston Street
Norwood, NJ 07648
201-768-8060

Hardware Designs
135 New Dutch Lane
Fairfield, NJ 07004
973-808-0266

Carpet/Flooring

Brothers Carpet & Flooring
(Carpet & Wood Floors)
392 Main Street
Hackensack, NJ 07601
201-488-3999

Manning Brothers Carpet Cleaning
3E. Fort Lee Road
Bogota, NJ 07603
201-837-2341

Cleaning

Finishing Touch Services  - John Ochlan  
210 Elmwood Ave
Bogota, NJ 07603
201-488-2810

Ivan Cruz
551-358-3854

Luis Macancela
551-486-7772

NuTouch Home Services
Kathy Burgos
914-885-9300

Zimick Brothers Cleaning Service 
Edgewater Area
201-945-6870

Computer Supply & Repair

Precision Computer
2415 Lemoine Ave
Fort Lee, NJ 07024
201-947-7866

Decorator

Blanka Jurecky
Creative Interior Design Studio, LLC.
22 Kira Lane
Englewood, NJ 07631
201-871-9200

Dry Cleaner/Tailor

Classic Cleaners
1605 Lemoine Ave
Fort Lee, NJ 07024
201-461-6206

Dom Vitetta Cleaners & Custom Tailor
444 Main Street
Fort Lee, NJ 07024
201-944-2081

Electrician

Billy Canova
375 Bradley Ave
Northvale, NJ 07647
201-906-0067

Esposito Electric
258 12th Street
Palisades Park, NJ 07650
201-947-4263

John Maresca
JFM Electric
Palisades Park, NJ 07650
888-588-1304 

Exterminator

B & D Pest Solutions
908-848-0377

Excel Termite & Pest Control
84 Grand Ave
River Edge, NJ 07661
800-886-7327

Florist

Dean Street Greenery 
231 Herbert Ave
Closter, NJ 07624
201-816-0100

Wildflowers
2 Sylvan Ave
Englewood Cliffs, NJ 07632
201-592-8875

Glass/Mirror

Jimmy's Glass
Cliffside Park, NJ 07010
201-941-4401

Hair Salon

Alley Olsen Salon
1203 River Road
Edgewater, NJ 07020
201-886-9500

Hair Dynamics
1475 Bergen Boulevard 
Fort Lee, NJ 07024
201-461-8848

5 Salon & Spa
1643 Schlosser Street
Fort Lee, NJ 07024
201-944-8011

Hardware

Moore's Hardware
335 Broad Ave
Leonia, NJ 07605
201-944-1952

Boulevard Hardware
526 Bergen Boulevard
Ridgefield, NJ 07657
201-945-0341

HVAC

Interior Design

Blanka Jurecky, CID
Allied Member ASID
Creative Interior Design Studio, LLC. 
22 Kira Lane
Englewood, NJ 07631
201-871-0808
bji@nj.rr.com

Before Signing Contract...

1. Be Certain that the contract describes the exact premises which you are selling. Deliver to your attorney:
   a.  A copy of your deed or deeds.
   b. Information concerning any instrument which was executed subsequent to your deed and which affects the property you are selling.
   c.  Any certificate of title or owners title insurance policy which you may have.
   d. Any survey or plot plan which you may have.
   e. Details concerning any lease, whether written or oral, and any security deposit.
   
2. Make certain that you advise your attorney as to:
   a. Water supply.
   b. Information concerning the physical condition and location of any septic system, oil tank, easement or encumbrance.
   c.  Any leased hot water heater or other leased equipment.
   
3. Make certain that the contract correctly states what personal property, if any, is included or excluded in the sale.

After Signing the Contract...

1. Provide your attorney with current tax bills, association, district, sewer, fire, and condominium documents, if the same apply.
2. If you live in a common interest community (meaning you have to pay the taxes, insurance or other fees on common property) then you must give the purchaser a resale certificate. You get this from your association.

When The Closing Date Has Been Set...

1. Notify your insurance carrier of the date of closing. Have the agent cancel your policy after the closing.
2. Arrange for the termination of utilities, including water, if metered.
3. Arrange with your fuel supplier to either fill the oil tank or measure the same, and provide your attorney with a statement, from the company, as to the value of the fuel, at least 2-3 days prior to closing.
4. Certificate of occupancy and smoke detector certification: It is the responsibility of the seller to obtain and provide and pay for a certificate of occupancy (if your town requires one) and the smoke detector certification. You must check with town building inspector's office to determine if a certificate of occupancy is required for you to sell your home. It is also important to ask if there is a requirement as to number and placement of smoke detectors.

At The Closing...

1. Your attorney will notify you of the time and place of closing. The closing normally takes place at the office of the Purchaser's attorney.
2. Your attorney prepares the deed of conveyance. It is your obligation at the closing to pay the conveyance taxes and any releases to be recorded, which will normally be paid from the deposit and indicated to you on a disbursement sheet.
3. The Broker is entitled to the commission, in full, at the closing.
4. Bring all keys to the premises and any information concerning appliances and systems which will be helpful to the purchaser.

Before Signing Contract...

Checking, Savings, CDs, Money Market & IRA Accounts

• names and addresses
• account numbers
• balances

Loans (car loan, mortgages, student loans, credit union loans, etc.)

• names and addresses of creditors
• monthly payments and balances
• account numbers and purpose of loan

Credit Cards

• card name and name of bank that issued card
• account numbers
• monthly payment balances

Employment Information

• names and addresses of all employers for 2 full years (past and present) with dates of employment.
• recent pay stubs
• last 2 years W-2 forms

Self-Employed

• last 2 years personal tax returns
• last 2 years corporate or partnership tax returns
• year to date profit and loss statement

Real Estate Owned

• value of property
• lease agreement with terms
• names and addresses of lenders
• monthly payments, balances and account numbers

Personal Assets

• year, model and value of car
• cash value of life insurance
• stock and bond value
• value of furniture, jewelry, etc
• Contract of sale on home being purchased
• Contract of sale on present home being sold if applicable
• Divorce decree/separation agreement if applicable